BS
5 yearsBetzabeth Salazar
Manager Agent
Life · Health · Supplemental
Houston, TX · Bilingual service, English & Spanish
Health and life protection, with no noise and no fine print.
Agency RL INSURANCE walks you through the four decisions that matter most: your health, your retirement, your legacy and what Medicare doesn't cover. One clear conversation, one advisor, the right coverage.
- Spanish & English
- Free guidance
- Katy · Houston, TX
- 10+
- years serving families
- 4
- specialized coverages
- 24 h
- business-hour response
The protection compass
You at the center, four coverages around you.
Independent agency
We work with the leading insurance carriers
As an independent agency, we compare plans from 19+ carriers to find your best option.
- Aetna
- Ambetter
Blue Cross Blue Shield of Texas- Cigna
Community Health Choice- CHRISTUS Health Plan
- Devoted Health
Humana- KelseyCare
Molina Healthcare
Oscar Health- UnitedHealthcare
Wellpoint
Ameritas- Mutual of Omaha
F&G Annuities & Life
Quility
GEICO
Progressive
Free 2026 guide
2026 Federal Poverty Guidelines
Download the official income table and find out if you qualify for Obamacare subsidies, Medicaid or CHIP based on your household size.
PDF · Official HHS 2026
01 · Health
Obamacare, explained in plain English.
We help you understand if you qualify, how much subsidy you're entitled to, and which plan fits your budget and doctor network.
- Eligibility and subsidy assessment based on household income
- Comparison of ACA plans available in your area
- Support with enrollment and annual renewal
- Review of doctor and hospital networks before you choose
02 · Medicare
Medicare, for those turning 65 with questions.
Parts A, B, C, D, Medigap… we sort out the options so you can decide calmly, without pressure.
- Guidance on initial enrollment and special periods
- Comparison between Medicare Advantage and Medigap
- Review of prescription drug coverage (Part D)
- Support at every annual renewal
03 · Life
What you've built, protected.
Life insurance and retirement plans designed to give your family peace of mind and grow your wealth over the long term.
- Term and whole life insurance
- Savings plans and annuities for retirement
- Final expense coverage
- Plan design based on age, dependents, and goals
04 · Supplemental
What your main plan doesn't cover.
Dental, vision, out-of-pocket expenses, and cancer coverage: the extra layer of protection that closes the gaps.
- Dental — cleanings, procedures, and orthodontics
- Vision — exams, lenses, and frames
- Out of pocket — covers deductibles and copays
- Cancer — financial support after a diagnosis
Who we are
A Hispanic-founded agency built to walk with you.
Based in Houston, we serve American, Hispanic and multicultural families, focused on Health, Medicare, Life and Supplemental coverage. We train our advisors with strong ethics and ongoing education so every family gets the attention their assets and peace of mind deserve.
Our advisors
Who will take care of you.
JZ
2 yearsJorge Zuleta
Manager Agent
Life · Health · Supplemental
CS
5 yearsCarol Sánchez
Manager Agent
Life · Health · Supplemental